Oracle Financial Services Profitability and Balance Sheet Management Cloud Services is a true SaaS solution that empowers banks with deep insights into profitability, interest margins, balance sheet trends, and interest rate risk. We help finance, treasury, and risk teams gain business insights while addressing complex and dynamic reporting and risk management requirements.
Chartis and Oracle coauthored an article to share their perspective on the processes surrounding asset and liability management (ALM), with a focus on the growing importance of strong data management and behavioral modeling and the challenges they entail as banks seek to optimize balance sheet management.
Grow profitably and understand your risk with Oracle Financial Services Profitability and Balance Sheet Management Cloud Services.
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Quickly assess the drivers of profitability through informative analytics and make necessary risk adjustments to optimize profit with Oracle Financial Services Profitability Management. Easily obtain a daily view of the costs of managing customer portfolios. Immediately respond to market realities and changing rates, and reduce the lead time required to perform profitability analysis.
Determine the spread earned on assets and liabilities and the spread resulting from interest rate risk exposure for each customer relationship with Oracle Financial Services Funds Transfer Pricing. Accurately assess profitability along product, channel, and business lines, and centralize interest rate risk to manage it effectively.
Gain an accurate view of profitability, earnings stability, and overall balance sheet risk sensitivity with Oracle Financial Services Asset Liability Management. Use advanced analytics, dynamic interactive dashboards, intuitive reporting, alerts and scenario-based what-if analysis.
Measure and model loan, deposit, and off–balance sheet instruments with Oracle Financial Services Cash Flow Engine. Gain insight into the granularity of cash inflows and outflows for nonregulatory and regulatory purposes. Our solution is suitable for organizations with exposure to financial securities and instruments.
Forecast future performance through a distributed planning process—incorporating scenario modeling of economic conditions and forward-looking risks—with Oracle Financial Services Balance Sheet Planning’s robust planning capabilities. Eliminate multiple disparate systems to produce a complete, reconciled plan that delivers better value and actionable insights.
Adapt to rapidly changing business and regulatory requirements.
Modernize data management and improve decision-making with a unified data model.
Get consistent, verifiable results in risk measurement, management, and mitigation.
Improve performance and cut costs for diverse applications and workloads.
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Keep up with the latest trends across the financial services landscape.
Talk to a team member about Oracle Financial Services’ profitability management solutions.