AFG Tripled the Percentage of IT Spend Devoted to Innovation by Migrating to Oracle Cloud

AFG Home Loans

Migrating to Oracle Cloud solutions has been instrumental in tripling our capacity to innovate and reducing operational costs by US$370,000. It also facilitated a positive cultural change across the enterprise and helped us adapt and respond quickly to new opportunities.

American Fidelity Assurance Is Consolidating All Policy Administration into a Single System

American Fidelity Assurance

Ultimately, Oracle Insurance Policy Administration proved to be the solution that met the insurer’s 6,000+ requirements. Oracle was the clear winner at the end of the day.

Andbank Fulfills Compliance Obligations with Oracle

Andbank

Oracle Financial Services Financial Crime and Compliance Management Solution enabled Andbank to strengthen our financial crime and compliance investigation processes and improve performance by 20 percent.

Oracle Financial Services Empowers Bank of Ayudhya’s Digital-First Strategy

Bank of Ayudhya

Our strategy this year is to go digital, thinking digital first. So, what we are planning is to transform our banking business to become banking as a service...Towards the future we are looking for Oracle to be an empowering tool.

Bank South Pacific Chooses Oracle to Lead Digital Transformation

Bank South Pacific

We are pleased to be working with Oracle to further modernize our capabilities to ultimately give the customer the best experience possible.

CACIB Enhances Its AML Function with Solutions from Oracle Financial Services

CACIB

François Cavaye, Global Head of Financial Security at CACIB, discusses some of the expected outcomes of their AML transformation project including first-entity resolution, better detection and a decreased number of false positives.

Calypso Cloud Services Run on Oracle Cloud Platform, Offering Fintech Innovation that is Possible Only with the Cloud

Calypso Cloud Services

Oracle was selected as the provider that could help us achieve the quickest time to market with the lowest risk.

Church Pension Group Improves Enterprise Communications with Oracle Documaker

Church Pension Group

By matching all of our business functionality needs against the capabilities of Oracle Documaker, and comparing them to the other vendors, Oracle Documaker really became the clear winner.

CNA Managed Complex Commercial Implementation

CNA

Oracle Insurance Insbridge forms the backbone for our new rating system that will enable us to improve rating ability and respond quickly to market changes, while meeting regulatory requirements.

ConnectOne Bank Has Grown Rapidly by Quickly Spotting and Acting On New Opportunities for Expansion with Oracle

ConnectOne Bank

Thanks to Oracle we now operate in a more flexible and scalable environment that allows us to make business decisions that reduce risk, cut costs, and drive increased profitability as the company continues to grow.

CO-OP Money NZ Addresses Core and Digital Transformation

CO-OP Money NZ

We were impressed with Oracle’s modern systems, especially around the API area. We are now far ahead of any bank or financial institution in New Zealand, and are looking to see what innovation we can provide utilizing the APIs.

CTBC Bank Launches New Services 2x Faster, Creates Customized Reports 5x Faster

CTBC Bank

We chose Oracle FLEXCUBE over competing products because of its rich functionality and scalable architecture, Oracle’s continuous investment in products, and strong support from Oracle Consulting.

Delta Dental of California Gets Faster to Market with Oracle Revenue Management and Billing

Delta Dental of California

Replacing our legacy billing systems with Oracle Revenue Management and Billing allowed us to implement complex products and pricing rules that made our enrollment process easier for our members.

Ecobank Implements Oracle FLEXCUBE Core Banking Across 35 Countries in 3 Languages, Meeting the Requirements of 25 Regulators

Ecobank

Achieving this centralized implementation of Oracle FLEXCUBE was a huge advantage to the group because it allows us to drive common service standards across group.

Eurobank Beograd Delivers New Banking Products to Market Months Faster

Eurobank

We leveraged the successful experiences of peer subsidiaries to build a scalable and flexible core banking platform and to easily customize offerings.

Farmers Insurance Drives Agents’ Sales with Siebel CRM

Farmers Insurance

We did not make it a technology piece. We said this is a business need, and what does the business want. We’re looking forward to the opportunity the CRM tool is going to provide us into the future.

Fidelity Investment is Using Flexible Business Rules to Develop Complex Annuity Products

Fidelity Investments Life Insurance Company

OIPA has allowed us to shorten our delivery time for new products and product changes. We have also had a greater ability to integrate with other systems and to deliver process efficiencies.

Fonasa, the Chilean Public Health System, Uses Oracle Technology to Modernize Healthcare and Manage 13.5M Members

Fonasa

With the Oracle solution, we have all the information and we can perform online evaluations applying all the required business rules.

Harvard Pilgrim Health Care Increased Its Auto Adjudication Rate to 92 Percent and Reduced Claims Costs

Harvard Pilgrim Health Care

In our new environment with Oracle, we’re achieving 90–92 percent auto adjudication. That means we don’t need humans to touch those claims and those claims are processed more accurately.

HDFC Bank: Digital & Data Transformation Journey Powered by Oracle

HDFC Bank

Working closely with Oracle, HDFC was able to use data and analytics as core assets to drive business insights and offer the customer unique personalization, staying compliant with a best-in-class risk platform.

Heartland Bank Engages with Customers on Digital Platforms and Improves Turnaround Time

Heartland Bank

One of the changes we are seeing is the speed of turnaround. The feedback we are getting from customers is that it’s taking half the time on the Oracle system. Also, previously it took us four to six weeks to change a product feature. Now it takes us only a few hours.

Learn How this Premiere Private Bank in India Gained Near Real-Time Visibility into the Equation Between Growth, Risk, and Capital

ICICI Bank

The single biggest learning that we had from this data transformation is to take your data really seriously and use this opportunity to make your data sourcing as simple as possible.

Invest Banca S.p.A. is the First Italian Bank to Implement Oracle FLEXCUBE, Localized and Integrated by Banking Outsourcer Cabel Industry S.p.A.

Invest Banca S.p.A.

Oracle FLEXCUBE now allows us to easily and efficiently integrate with a series of specialized solutions already in use by our retail and institutional clients. Moreover, it allows us to keep apace with ever more demanding banking regulations, such as MiFID, PSD2, and GDPR.

KeyBank Is Redesigning Digital Platforms from Stem to Stern

KeyBank

Amy Brady, CIO and EVP, KeyBank, discusses the bank’s transformational journey towards building a true digital innovation platform.

La Capitale Chooses Oracle Based on Implementation Track Record

La Capitale Financial Group

The Oracle system was an experienced and mature system. We spoke to different customers who had the same system and they were very successful in their implementation. They had good results and a time frame that made sense for our project.

Lloyds Bank Moved to Oracle's ERP Cloud to Future-Proof its Technology Platform, Lower Costs, and Achieve Greater Insights

Lloyds Bank

We’re seeing increases in agility and reductions in cost, enabling us to be more creative and aggressive in solving more than one problem.

MKB Bank Implements New Core Banking Systems Within 18 Months with Oracle

MKB Bank

We replaced our core banking platform with Oracle FLEXCUBE because it supports fully digital customer experiences.

NCB Insurance Chooses Oracle for Flexibility, Convertibility, and Centralized Offering of Its Products

NCB Insurance

We chose the Oracle administration system because of its flexibility and convertibility, and the ability to introduce all our insurance products on that platform.

Nedbank, One of the Four Largest Banks in South Africa, Rolls Out Oracle FLEXCUBE

Nedbank

We needed a core banking platform that would allow us to be flexible, allow us to meet customer requirements, allow us to do things like bundle pricing, and launch an enhanced digital experience to our clients.

With Oracle Compute Cloud, PayActive Realizes Rapid Time to Value, High Availability and Performance, and the Ability to Scale

PayActiv

We recently purchased Oracle Compute Cloud Service in a search for a cost-effective platform that delivers rapid time to value, high availability and performance, and the ability to scale our database as the company continues to grow.

Payscout Leverages Oracle Cloud Platform to Enable its Global Reach in a Scalable and Robust Manner

Payscout

We were able to realize a significant and fast ROI by being able to leverage the technology to automate a lot of processes that had previously been done in a manual and time-consuming process.

Penn National Insurance Brings Rate Changes and New Products to Market Faster

Penn National Insurance

We brought rate changes and new products to market faster. Business analysts could do the work in a shorter time. We’re able to get premium benefits more quickly and reduce expenses.

Raiffeisen Bank International Leverages Oracle Financial Services Profitability Solution Across 14 Different Banks in Central and Eastern Europe, with Exceptional Processing Times

Raiffeisen Bank International

By migrating our OFSAA instances to an Oracle Exadata platform, what we could see is that the calculation times have halved now compared to the previous installations.

Discover How Raymond James Looked Differently at Data Models and Data Sets to Develop a Sound Data Governance Program

Raymond James

We knew that if we put our data quality and customer data into the Oracle AML model, we would then be able to use that for our regulatory reporting and further enhance our general ledger.

See How Regions Bank is Turning Regulatory and Finance Data Management into a Competitive Differentiator

Regions Bank

When we saw the Oracle strategy and data model, we realized that we could spend another three to five years building it ourselves or we could partner with Oracle and instead spend time getting the right things in it to build our business.

Secura Insurance Companies Empowers Agents to Deliver Superior Customer Service

Secura Insurance Companies

Oracle Documaker has empowered our agents to effectively serve customers by giving them access to the policyholder’s history including coverage forms, declarations, invoices, and letters.

Securian Financial Group Creates New Products Faster and More Efficiently

Securian Financial Group

Our objectives were to be faster to market and be ready to respond to market opportunities. The combination of OIPA and ACORD standards was instrumental in helping us achieve those objectives.

Ethiopia’s United Bank Rolls Out Oracle FLEXCUBE

United Bank

Many of the products we are talking about (Core Banking, Direct Banking) have been deployed by our internal staff after getting offsite training by Oracle. That enables us to save so much costs.

VGZ Lowered Administrative Costs by 30 Percent and Achieved Saving in Millions

VGZ

With Oracle Health Insurance Back Office, we have reduced operational costs related to claims processing and policy administration by 30 percent.

VIXXO Drives Powerful Pricing and Billing Management

VIXXO

We get better data, better analytics, and better information back. We also gain the ability to have less touching and manual manipulation of data prior to getting to our customers. Essentially it means we are getting it right.

Weatherbys Bank Chooses Oracle for Its Banking Transformation

Weatherbys Bank

Because of the pace of change, we felt we needed to partner with a leading expert and that’s why we chose Oracle.

Western Alliance Bank Uses Oracle EPM and BI Cloud to Get Better Financial Visibility and Improve Productivity

Western Alliance Bank

The Oracle cloud solution enabled our users to begin reaping benefits, including a more precise view into business-unit profitability, immediately – helping improve decision making to meet customer needs and our corporate goals.

Westpac Undertakes Strategic Customer Service Transformation

Westpac

We are trying to drive customer-centric processes across our channels and our brands. Oracle Banking Platform provides the architecture we wanted to deliver that experience to our customers.